Obituaries

Hamilton Besson
B: 1942-11-25
D: 2017-11-15
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Besson, Hamilton
Anh Ngoc Tran
B: 1931-02-18
D: 2017-11-14
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Tran, Anh Ngoc
Subramaniam Ratnasingham
B: 1930-04-15
D: 2017-11-21
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Ratnasingham, Subramaniam
Parameswary Ratnasamy
B: 1931-06-24
D: 2017-11-20
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Ratnasamy, Parameswary
Visagan Kanthasamy
B: 1966-09-20
D: 2017-11-20
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Kanthasamy, Visagan
Kanthaverl Gunaratnam
B: 1959-01-05
D: 2017-11-20
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Gunaratnam, Kanthaverl
Lori Gochioco
B: 1959-09-15
D: 2017-11-18
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Gochioco, Lori
Pushpa Gnanapiragasam
B: 1938-07-12
D: 2017-11-19
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Gnanapiragasam, Pushpa
Dharam Pahwa
B: 1921-04-06
D: 2017-11-21
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Pahwa, Dharam
Yanying Wang
B: 1944-10-12
D: 2017-11-20
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Wang, Yanying
Kwan Chun Ma
B: 1954-05-17
D: 2017-11-07
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Ma, Kwan Chun
Sheldon Allen
B: 1993-02-28
D: 2017-10-24
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Allen, Sheldon
Beatrice Arasanilai
B: 1926-07-11
D: 2017-11-11
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Arasanilai, Beatrice
Lai Wan Cheng
B: 1926-11-03
D: 2017-11-12
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Cheng, Lai Wan
Shu Kui John Edward Choi
B: 1917-11-21
D: 2017-11-02
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Choi, Shu Kui John Edward
Elias Diniz
B: 1933-04-18
D: 2017-11-14
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Diniz, Elias
Kam Chor Yiu
B: 1920-02-12
D: 2017-11-10
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Yiu, Kam Chor
Keo Thi Quach
B: 1937-12-01
D: 2017-10-24
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Quach, Keo Thi
Cynthia Warren
B: 1936-12-29
D: 2017-11-05
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Warren, Cynthia
Nadia Naeoum
B: 1933-03-15
D: 2017-11-08
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Naeoum, Nadia
Samuel Ernest Benjamin Masson
B: 1931-12-22
D: 2017-10-29
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Masson, Samuel Ernest Benjamin

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Markham, ON L3R 5G1
Phone: (905) 305-8508
Fax: (905) 305-8128

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Accounts & Deposit Boxes

Because banks are subject to both provincial and federal regulations, procedures can vary greatly from bank to bank and province to province. Some provinces have been known to automatically freeze joint bank accounts when one of the joint owners dies. To avoid problems, contact your bank directly to determine the amount of money accessible and learn the procedures for releasing these funds, and to establish a new account for funds received after the death. At least one joint checking or savings account should be left open for at least six months. This will allow you to deposit any checks that you are entitled to but are in the deceased's name. For instance, "Insurance Reimbursement Cheque." This cheque would be endorsed on the back as follows: "Deposit Only" with the deceased's name PRINTED underneath, followed by the bank account number.

If after six months you want to take the deceased's name off the account, the bank will want to have a Certified Copy of the Death Certificate. A Certified Copy will also be necessary for any accounts that are left "In Trust For" someone (I.T.F.). Your bank can advise you regarding IRAs or CDs (Certificates of Deposit). Both will need a Certified Copy of the Death Certificate before they are released.

If the safety deposit box is in the sole ownership of the deceased, banks will require a Certified Copy of the Death Certificate and Letters of Administration to gain access to the contents. On co-owned safety deposit boxes, the rules vary from province to province. Call your attorney or bank for their requirements.

Contact Chapel Ridge Funeral Home & Cremation Centre in Markham for advice.